Car loan pre-approval in less than 1 hour.

Work out your car loan repayments

Whether you're after a new, used or electric vehicle, move the sliders to see an estimated repayment, then proceed to apply.

Vehicle Price $30,000
$8,000$150,000
Deposit (optional) $0
$0$30,000

Total Loan Required: $30,000

Loan Term 5 years
1 yr7 yrs
Estimated Interest Rate (p.a.) 9.5%
6.5%20%

In complete transparency, your credit history is the main thing that decides where you land. Strong credit sits towards the left, other profiles slide right. Regardless, we work with 40+ lenders to get the most competitive offer.

Balloon Payment (optional) $0
0%40% of loan
What is a balloon payment?

A balloon payment is a lump sum left over at the end of the loan, paid separately instead of being spread across your regular repayments. It lowers your regular repayment amount, but leaves one bigger payment due at the end, which you can pay off, refinance, or trade the car in against.

Repayment Frequency
Estimated Monthly Repayment
$735 / month
Total repayable: $44,104 over 5 years

This is an estimate only and not a loan offer. Actual rates and repayments depend on lender assessment, credit history, and loan conditions.

Simple, online process

Simple, Seamless Applications

We’ve streamlined our application process to make it easier than ever to get a loan for your car. Submit a few documents, confirm some details with our team and you’ll be ready to pick up the keys!

Read more about it below.

01

Lightning Fast Approvals

With that efficient process, Loans Unlimited can get you on the road in no time at all. Apply on Monday, have your application pre-approved in 1 hour and receive full approval by the end of the week.

02

Australian Based Support

We know that big purchases can be stressful, and there’s nothing more frustrating than having to speak to a call centre half a world away. Our mission control is based right here in WA, meaning our crew are there to watch your back every step of the way.

03

different loans for different situations

ONLINE AUTO FINANCE

Skip the paperwork and apply directly from your phone or computer. Our online car finance is quick, transparent and backed by a local crew. Whether you’re onsite, at home or overseas, you can chart your course from anywhere.

dealership finance

Found your dream car at a dealership? Don’t fall for pressure tactics to use their in-house financing. You can legally source your own finance, and we can often secure a better rate as we are not locked to a specific lender.

Private Sale Loans

Countless Aussies find the perfect car online or through a private seller. Our lenders think beyond the orbit of ordinary finance to provide smooth, secure and fully compliant private sale car finance.

Low Doc Car Loans

If you’re self employed, work on contract or run a small business, these loans are perfect for you. Our lenders look beyond the usual payslips and paperwork – exploring new worlds to find a solution that fits your lifestyle.

Business Car Loans

Support your operations with a new vehicle. Whether you’re adding a single ute or expanding a fleet of trucks, we can find flexible terms to launch your business into the stratosphere.

fuel your journey with Loans Unlimited

Get Pre Approved

Pre-approval lets you shop with confidence. You’ll be able to hit the car yards with a clear idea of your budget and the assurance that full approval is only days away. Think of it as a launchpad for shopping and negotiating!

01

40+ Lenders

Loans Unlimited is partnered with 40+ lenders across the galaxy and with all those options, we’re sure to find finance that works for you. The best part? You only need to lodge 1 application to be seen by the entire panel.

02

Flexible Terms and Competitive Rates

With so many lenders all specialising in different kinds of finance, we provide loan structures tailored to your income and preferences. Our crew are like your co-pilots, navigating the financial universe toward that dream car.

03

Get started in minutes with our paperless application process

Apply for Pre-Approval

Drop your information in the application form and hear back from our crew within 20 minutes. They’ll confirm some of the finer details, send your application to our lenders and get you pre-approved in as little as 1 hour.

Submit Your Documents Through Our Portal

Once your lender is happy, they’ll need a few more documents to prove your ability to repay. You’ll submit them through a secure online portal that acts like an antifraud airlock. That way, all parties are safe.

Finalise Everything Online

Once you have approval for your car loan, we’ll write up your documents and return them through that same online portal.

Sign on the pixelated line and you’ve lifted off toward your car owning dreams!

Submit your application in less than 4 minutes

Provide a few quick details and let our crew do the heavy lifting. Click “Apply Now” to get started.

Whether you’re a new business wanting guaranteed approval for a loan or just looking for a second chance in Western Australia, low doc loans offer flexibility without the paperwork headache.


At Loans Unlimited, our crew are specialists in navigating online auto finance. With access to over 40 car loan partners across Australia, we can match you to someone that suits your circumstances.

Ready to get started? Click ‘Apply Now’ and complete your application in as little as 4 minutes!

All systems go! get pre-approved for a car loan in western australia

Ready to launch? Start your application today

We’ve worked hard to create a quick, easy and transparent application process. It’s one small step for you and one giant leap toward your new car. Click “Apply Now” to get started.

Ready to get started? Click ‘Apply Now’ and complete your application in as little as 10 minutes!

Online Auto Financing FAQs

Interstate Checklist

Fill In Your Details to Download Our Interstate Car Buying Checklist! Upon submitting the form, the checklist will be sent to your inbox.
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