In WA, having a reliable vehicle is a necessity. Who wants to miss out on breath-taking national parks, pristine beaches and award-winning wineries? At Loans Unlimited, we specialise in providing comprehensive car loans in Perth, helping you secure your ideal vehicle effortlessly. Whether you’re in the market for an adventure-ready SUV or a family-friendly sedan, we’re here to help you understand your financing options and prepare for lift-off. Along with our streamlined approvals process, there are plenty of benefits in opting for our local knowledge.
There are many benefits to choosing a local provider when looking for car finance in Perth. At Loans Unlimited, we fuse our understanding of local markets with an insight into your circumstances to craft a personalised financing solution. All of our advice and support is tailored to your specific needs, helping you escape the gravity of your car buying experience.
We’re committed to making getting a car loan as quick and straightforward as possible. Minimising paper work and maximising efficiency, our aim is to get you pre-approved in less that an hour. This lightning speed approach lets you shop for a new car with the confidence of knowing exactly what you can afford.
Loans Unlimited stands out for our access to over 40 lenders. With so many options available, we can secure the most competitive rates and terms to fit your financial circumstances. Our partners come from all corners of the financial world, including major banks, specialist lenders and economic institutions.
Our team are deeply integrated into the Perth community. They understand how loans work in WA and have connections across all industries. This expertise helps us provide you with the insights and advice that can push your financial dreams into orbit.
Selecting the right car loan involves is all about understanding the options available. Here’s a closer look at different types of loans and what you need to consider:
Our team have worked hard to create strong relationships with some of Perth’s most reputable car yards. By charting course alongside our partners, we ensure that we’re presenting fair and comprehensive car finance options to people across WA. Our relationships with trusted dealerships also ensure that you get reliable advice on whether you’re getting a good deal on your vehicle.
We’ve helped thousands of Aussies with our car loans and we’d love to help you too!
First, we get to know you and what you need. Then, we speak with each and every lender and take the time to research the different loans and benefits they can offer. This helps us find the best finance options to pay for your new car and prepare your dreams for blast off.
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Navigating a car loan does not have to be complicated or stressful. Loans Unlimited is dedicated to providing you a trustworthy and transparent service that gets you access to the best car finance in Perth. Whether you are buying your first car or upgrading to a newer model, we are here to support you every step of the way. Contact us today and explore how we can assist with car loans in WA and ensure you lift-off with an ideal vehicle and finance plan.
Used cars from private sellers may be cheaper than new ones, but you will still spend over $10,000 for a car that’s modern and reliable. That is why we our lenders are willing to give finance for private sale vehicles.
Borrowers are advised to be a little patient when applying for private sale finance. Unlike a regular car loan, a private sale loan can take longer to gain approval due to the extra compliance checks.
All of the car loans we offer are fixed-rate. This means that the interest rate will not change over the life of the loan.
This is often more beneficial than a variable rate loan, since the interest will remain the same until you pay off the entire loan. It also means that you know the exact amount you owe.
On the other hand, a variable interest rate loan may go up or down in interest. The longer the term, the riskier it gets for the borrower.
At Loans Unlimited, we try to make loan applications easier for you and do not need you to provide any documents until you are conditionally approved. It makes it a smooth and simple process to fill out the form on the website.
After your approval, you will receive an email from us requesting more information and documents to verify the information you gave us.
Once we have matched you with a few lenders, we will request more details and documentation, such as financial statements, payslips, and a copy of the contract for the sale of the vehicle.
When you work with us, you gain access to our whole galaxy of lenders – not just one or two. You are not limited to the big banks and lending groups.
If you limit yourself to big banks, firms and lending groups, they will give you standard options and nothing more. In comparison, we work with several lenders that will grant you a loan that truly meets your requirements.
The most important thing to know about us is that we work for you and not for a specific lender or car dealership. Our goal is to help you choose the financing that suits your circumstances so that you can buy the car you want.
Some fees may be involved once you get approved of car financing. They include, but are not limited to, the following:
Application fee
Origination fee
Financiers Security Registration fee
If you plan to purchase a vehicle from a private seller and you want to get financing, you may also be subject to extra costs. These typically cover the inspection and photographing of the vehicle.
Some of our lenders also charge establishment fees.
Loans Unlimited are Perth and Western Australia’s premier loan and finance brokers. We have helped thousands move towards their financial goals by offering lower rates and faster approvals when it matters. Financial services are provided by Total Biz Pty Ltd T/A Loans Unlimited ABN 78 624 937 882 ACL 506875.
* The comparison rate shown is for a secured loan amount of $30,000 over a term of 5 years based on monthly repayments. Warning: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Any calculations or estimations do not constitute an offer of credit or a formal credit quote and is only a calculation of what you may be able to achieve based on the information you have entered. It does not take into account suitable product features or loan product types. Rates + repayments shown are based on user inputted data. All applications for credit must be verified prior to the formal assessment process. All applications for credit approval are subject to lender credit approval. Approval is not guaranteed.
