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Car Loans

in Perth

In WA, having a reliable vehicle is a necessity. Who wants to miss out on breath-taking national parks, pristine beaches and award-winning wineries? At Loans Unlimited, we specialise in providing comprehensive car loans in Perth, helping you secure your ideal vehicle effortlessly. Whether you’re in the market for an adventure-ready SUV or a family-friendly sedan, we’re here to help you understand your financing options and prepare for lift-off. Along with our streamlined approvals process, there are plenty of benefits in opting for our local knowledge.

Why Choose Local Expertise for Your Car Loan?

There are many benefits to choosing a local provider when looking for car finance in Perth. At Loans Unlimited, we fuse our understanding of local markets with an insight into your circumstances to craft a personalised financing solution. All of our advice and support is tailored to your specific needs, helping you escape the gravity of your car buying experience.

Lightening Fast Approval

We’re committed to making getting a car loan as quick and straightforward as possible. Minimising paper work and maximising efficiency, our aim is to get you pre-approved in less that an hour. This lightning speed approach lets you shop for a new car with the confidence of knowing exactly what you can afford.

Access to Lenders Across the Galaxy

Loans Unlimited stands out for our access to over 40 lenders. With so many options available, we can secure the most competitive rates and terms to fit your financial circumstances. Our partners come from all corners of the financial world, including major banks, specialist lenders and economic institutions.

We’re Down to Earth

Our team are deeply integrated into the Perth community. They understand how loans work in WA and have connections across all industries. This expertise helps us provide you with the insights and advice that can push your financial dreams into orbit.

 

Understanding Car Loans in Western Australia

Selecting the right car loan involves is all about understanding the options available. Here’s a closer look at different types of loans and what you need to consider:

Secured Car Loans

Unsecured Car Loans

Fixed-Rate Loans

Variable-Rate Loans

Partnering with Local Car Yards

Our team have worked hard to create strong relationships with some of Perth’s most reputable car yards. By charting course alongside our partners, we ensure that we’re presenting fair and comprehensive car finance options to people across WA. Our relationships with trusted dealerships also ensure that you get reliable advice on whether you’re getting a good deal on your vehicle.

Advantages of Loans Unlimited

Why Trust Loans Unlimited with Your Car Finance?

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Let Loans Unlimited find the right car loan for you

We’ve helped thousands of Aussies with our car loans and we’d love to help you too! 

First, we get to know you and what you need. Then, we speak with each and every lender and take the time to research the different loans and benefits they can offer. This helps us find the best finance options to pay for your new car and prepare your dreams for blast off.

Leave your contact details below and a member of our crew will be in touch shortly!

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Navigating a car loan does not have to be complicated or stressful. Loans Unlimited is dedicated to providing you a trustworthy and transparent service that gets you access to the best car finance in Perth. Whether you are buying your first car or upgrading to a newer model, we are here to support you every step of the way. Contact us today and explore how we can assist with car loans in WA and ensure you lift-off with an ideal vehicle and finance plan.

FAQS

Can I Get Finance for a Private Sale?

Used cars from private sellers may be cheaper than new ones, but you will still spend over $10,000 for a car that’s modern and reliable. That is why we our lenders are willing to give finance for private sale vehicles.

Borrowers are advised to be a little patient when applying for private sale finance. Unlike a regular car loan, a private sale loan can take longer to gain approval due to the extra compliance checks.

All of the car loans we offer are fixed-rate. This means that the interest rate will not change over the life of the loan.

This is often more beneficial than a variable rate loan, since the interest will remain the same until you pay off the entire loan. It also means that you know the exact amount you owe.

On the other hand, a variable interest rate loan may go up or down in interest. The longer the term, the riskier it gets for the borrower.

At Loans Unlimited, we try to make loan applications easier for you and do not need you to provide any documents until you are conditionally approved. It makes it a smooth and simple process to fill out the form on the website.

After your approval, you will receive an email from us requesting more information and documents to verify the information you gave us.

Once we have matched you with a few lenders, we will request more details and documentation, such as financial statements, payslips, and a copy of the contract for the sale of the vehicle.

When you work with us, you gain access to our whole galaxy of lenders – not just one or two. You are not limited to the big banks and lending groups.

If you limit yourself to big banks, firms and lending groups, they will give you standard options and nothing more. In comparison, we work with several lenders that will grant you a loan that truly meets your requirements.

The most important thing to know about us is that we work for you and not for a specific lender or car dealership. Our goal is to help you choose the financing that suits your circumstances so that you can buy the car you want.

Some fees may be involved once you get approved of car financing. They include, but are not limited to, the following:

  • Application fee

  • Origination fee

  • Financiers Security Registration fee

If you plan to purchase a vehicle from a private seller and you want to get financing, you may also be subject to extra costs. These typically cover the inspection and photographing of the vehicle.

Some of our lenders also charge establishment fees.

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