It’s hard to compare the thrill of riding a motorcycle. From weekend cruisers, to dirt bikes, and everything in between, motorcycles offer freedom that can’t be compared to other vehicles. If you like the idea of escaping traffic (safely and legally, of course), saving on petrol, and enjoying the wind on your face, then a motorbike is for you.

We offer a range of motorcycle loans with low interest rates and flexible payment terms. You’ll save money when you obtain motorcycle finance from Loans Unlimited.

motorbike by river

Benefits of a

Motorcycle Loan

A motorcycle is often cheaper than a car, but buying it is equally a significant commitment. Let’s face it: not everyone has the capability to pay for a motorbike in full.

That’s where we come in. Here at Loans Unlimited, we have specially tailored motorbike loans for people who want to get their hands on their dream motorbike.

By financing your motorcycle purchase with us, you can:

  • Obtain ownership of your motorcycle faster
  • Save money for other costs, such as personalisation and safety courses
  • Enjoy worry-free payments
  • Save time and money without paying more than you should
  • Pick the schedule for repayments, how much, and how long

You’re in total control. Choose a new or used motorbike from a dealership, private seller, or auction. It’s easy and absolutely no hassle. We’ll even help you figure out how much you can afford so that you do not borrow more than you need.

Always secure financing first before you visit a dealer. If you plan to buy from a private seller, you will most likely need to pay the amount in full. Keep this in mind when determining the best place to shop.

Why Choose Loans Unlimited FOR

Motorbike Finance

Loans Unlimited will give you flexible financing opportunities. You can search for a motorcycle knowing there is a finance expert that understands your requirements.

Get on the road faster when you apply for motorbike finance from us. With years of experience in the finance industry, we have become a highly reputable source for loans in Australia.

Our goal is to help as many motorcycle enthusiasts as possible to buy the vehicle they have always dreamt of owning. Not only that, but our favourable rates are difficult to match. We want you to save money by:

  • Offering custom loan packages for your unique situation
  • Helping you out with the right motorcycle loan that meets your budget
  • Giving you flexibility for loan payments
  • Providing low-interest rates

Loans Unlimited is a finance company that works with you and for you. We make sure the process is quick and stress-free. Whatever your motorbike is used for, whether it’s work or leisure, we will help you find the best loan.

Are you ready to own a motorcycle? Get your motorcycle finance from Loans Unlimited today!

man riding motorcycle

Motorcycle Finance Calculator

How Much Will It Cost?

Our motorbike loan calculator will help you find out how much you can afford weekly or monthly. The calculator is easy to use with adjustable interest, term, and amount. Applying for a loan just got simpler!

If you need further assistance, please don’t hesitate to reach out to us.

$1000$100,000

$83000

1 year7 years

5 years

4% interest P.A15% interest P.A

Interest p.a. 5.1%
Repayment period:
Balloon payment:
Balloon Percent 30%

Repayment is

$278 p/w

+
$24900 balloon payment

Motorcycle Loan FAQs

Anyone is welcome to apply for a motorbike loan with us here at Loans Unlimited. We have a broad panel of lenders, so there is always a fair chance for you to get approved. Lenders will consider details about yourself, such as your employment or business, income, and whether or not you’ve filed for bankruptcy.

Based on your application, it’s part of the process to check your creditworthiness and ability to repay the loan. Like with banks and mainstream lenders, your credit history, debt to income ratio, and other personal information will help determine your eligibility and interest rate.

Many of our customers come to us to get motorbike financing for personal use. However, we also encourage individuals who would like to borrow funds to secure a motorbike for business purposes.

Most people are not aware that they can apply for business finance even if they wish to use the motorbike for personal travels. Note that it is required that the motorcycle should be utilised predominantly for the business – that is, more than 50% of the time.

To find out if you are qualified, you can speak to our customer representative or seek advice from your personal tax consultant.

Getting pre-approved is not a requirement when applying for a motorbike loan with us. However, pre-approval helps us learn more about what you would like to purchase once you have been granted financing. It quickens the process because you may already have a specific motorcycle to buy, along with the approximate price of the vehicle.

Loans Unlimited will then assess the amount you intend to borrow against the current value of the motorbike. After that, we will put pre-approval in place to get your application going. Once pre-approved, you can have better chances when negotiating on the showroom floor.

Here at Loans Unlimited, we strive to provide the best loan products at the best possible rate for everyone – no matter what your circumstances may be. Suppose you have had some trouble with your past finances, such as filing for bankruptcy prior to your application. In that case, you are considered a high-risk customer. Nevertheless, there is always an option for you. We will provide you with a different product or offer, which has varied criteria for approval.

Please note that you will be subject to a higher interest rate due to your bad credit rating or history.

One of the biggest concerns when borrowing funds to finance a motor vehicle purchase is the seller. We have been asked this question many times. We are happy to inform our potential customers that you can pick the seller you prefer. You can choose the motorbike from a dealer, auction, or even a private sale. We also accept refinancing for motorbike purchases.

If you plan to buy a second-hand or used bike, we may require a vehicle inspection before acquiring the item. Our staff will inform you about the process for you to know what to do prior to and during the inspection.

Before sending your application, please be aware we have a set of borrower standards/criteria that we follow strictly. But don’t worry; the requirements are pretty straightforward. You will need to be an Australian citizen, of legal age, and with identification documents, such as:

  • Driver’s licence
  • Passport
  • Recent payslips
  • Bank statement copies

Remember that each application will mean that your current financial situation will be assessed. We will reach out to you if we require more documents from you. For example, if you recently moved to your current address, we will ask for information regarding your previous address.

How We

Can Help

Whether it’s your first bike, your dream Harley or an off road machine, we can help you get on the open road or dirt trail sooner. Our experts can get your finance sorted fast.

Contact our team on 1300 212 200 today.

Better Answers and

Lowest Rates Start Here

Getting your rate here will not affect your credit score