Looking to finance a new or used truck? Our truck loan calculator is the perfect place to start, helping your business estimate repayments without the stress of applying for finance.
Vehicle finance can be tricky enough as it is, so we’ve designed our truck finance calculator to be simple and stress free. That way, you can stay focused on running your business.
Just enter these details:
Asset Type – Choose what kind of truck you’re financing (prime mover, light truck etc.)
Price of Asset – Enter the full purchase price of the vehicle.
Estimated Deposit – Enter the amount you’re wanting to pay upfront.
Price of Accessories – Add the combined value of any extras or modifications you want to include (like toolboxes, trays or GPS systems).
Annual Interest – You can enter an expected rate, your desired rate, or use our default as a guide.
Length of Loan – Choose your preferred loan term (in months).
Click ‘Next’ to generate an estimated monthly repayment. If you’re not quite happy with the number, adjust your inputs to find a figure that works for your business.
Once you reach an estimate that suits your income, read below to see how you can apply.
Once you have an estimate, it’s easy to take the next step. Click “Apply Now”, submit a few details and a member of our crew will be in touch as soon as possible to discuss your options.
We’ll take notes about your business’ structure, goals and income to source real truck loan offers from our panel of 40+ lenders. Whether you’re a new sole trader or an established company expanding operations, we’ll find the right finance for you.
Used the calculator and found a loan structure that works for you? Apply online and get out on the road.
To start your application and get your business pre-approved for a truck loan in less than 1 hour, click “Apply Now”. For more information, contact our crew.
A loan calculator lets you understand and experiment with truck loans before you even apply. That means you can:
Estimate your repayments to get a rough idea of monthly costs.
Adjust the numbers to suit your plans and see how it affects repayments.
Make better decisions based on realistic numbers.
The truck loan calculator has zero impact on your credit score. Its 100% obligation free and does not trigger a credit check. It’s simply a no-catch tool to help you estimate repayments before you apply.
You sure can! There’s a separate field in the calculator where you can add the total cost of toolboxes, GPS systems or other accessories. If you’re unsure whether you can bundle something into your loan, get in touch with our crew.
If you’re unsure where to start on interest rates, use the calculator’s default rate. Keep in mind, your final rate will depend on your credit profile and the commercial truck lender you’re matched with.
Our calculator is designed to ballpark truck finance, not give you a guaranteed quote. Only once your application is approved will you know the final figure.
Yes! As long as you enter the correct price and any extras, the calculator will work for any kind of truck.
Yes, the calculator can estimate for low doc truck loans too. Just make sure your information reflects your desired loan structure and ask our crew if you have any questions.
If you’re buying multiple trucks at the same time, get in touch with our crew and they’ll run tailored figures for fleet finance.
Once you’ve found numbers that look good to you, click ‘Apply Now’ to start the pre-approval process. If you’d rather, you can speak with our office.
Not at all – Loans Unlimited prides itself on helping sole traders, contractors and individuals, not just established businesses. The calculator will work for anyone exploring truck finance options.
Loans Unlimited is partnered with a panel of 40+ lenders, offering finance for semi trucks, prime movers and other heavy vehicles. With so many options available, we can find you a quick match with someone who understands your circumstances.
