Commercial Car Loans
Give your business a lift with commercial vehicle finance
- Choose payment frequency
- Choose length of loan
- Payout Options to Minimise outgoings
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Whether you’re a long time operator or a fledging sole trader if your business relies on in transportation, you need fit and reliable motor vehicles.
Loans Unlimited is one of the leading commercial car loan brokers in Australia recently winning commercial broker of the year – so you’re in the right place.
New, used, demo and Fleet Financing available
How a Commercial Car Loan Can Help Your Business
There are countless business owners across Australia who need a new vehicle to keep things moving, they just don’t have time to jump through hoops at the bank or talk to a call centre galaxies away.
That’s why Loans Unlimited have developed a streamlined, business-focused online application system designed to help you:
- Ease the financial burden by avoiding paying the entire purchase amount upfront
- Choose a loan structure that suits your company’s income, ensuring a manageable investment
- Get pre-approved within 1 hour and fully approved within 3 days. With the banks, you often have to wait a month, if not more
- Apply through a streamlined online portal that won’t take hours out of your day
- Immediately purchase your vehicle once approved
How Our Application Process Works
Whether you’re a first time buyer financing a semi truck or an experienced operator expanding an auto fleet, the process starts with a 5 minute application form.
From there, we’ll assess your needs and circumstances to match you with one of 40+ suitable lenders. With so many partners, we’re sure to find the right option for your business, whether you’re a mining contractor, low doc applicant or someone in between.
Once you’re pre-approved, you can hit the car yards and negotiate with a clear budget in mind. When you’re set on a vehicle, we’ll send the funds directly to the seller and you can hit the road!
Who Can Apply?
If you’re looking for a vehicle to use as part of your daily operations, you’re likely eligible for a commercial car loan. Our Perth office works with a wide range of applicants, including:
Sole traders
Established companies with larger fleets
Freight, sales, trades and other industries
Regional operators
You won’t need picture perfect paperwork to lodge your application. We accept clients with limited financials, seasonal income and new ABNs, pairing you with a lender that understands how small businesses and independent operators actually work.
Whether you’re just starting up or already aiming for the moon, we’ll help you explore your options and find a lender to suit.
Fintelligence Awards 2026 - Best commercial Brokerage
We are consistently awarded the best to deal with from our commercial partners.
We have helped thousands of business across Australia achieve their financial goals.
Time to join the club?
What Can You Finance with a commercial car loan?
Our commercial car loans cover a wide range of vehicle types, including:
Utes – Dual cab, single cab, 4x4s and more if you think you might need to apply for a work ute loan from your person (rather than business) click here.
Vans – From compact delivery vans to long wheelbase cargo vehicles
SUVs – Perfect for sales teams and client-facing roles
Passenger Cars – For consultants, executives or bigger operations
Electric and Hybrid Vehicles
Multiple Vehicles – Fleet finance and bundled purchases also available
If your operations depend on it, we’ll find a way to finance it.
Why Businesses Choose Loans Unlimited for their Commercial Car Finance
We know that business owners need speed, clarity and flexibility, so we’ve gotten rid of the endless forms and slow turnarounds. At Loans Unlimited, our process is built to support Aussie businesses: clear communication, flexible options and straightforward processes. That’s why we’re able to serve different industries, budgets and business structures.
With a panel of 40+ partnered lenders, a single application gives you access to a wider range of choices than a typical bank application. That means better chances of approval, greater flexibility and wider windows for new and low doc businesses. From the first step, you’ll work with a crew member who understands your situation, explains every detail and takes care of the boring stuff while you focus on your business.
Start Your Application Today
Ready to hit the road? Our crew are here to help power your business’ next vehicle purchase. No endless forms or tricky jargon, just fair and simple car finance.
Loans Unlimited are proud to have been awarded the Fintelligence Commercial Brokerage of the year 2026 because it means our business partners across Australia trust us with their finance.