Life Unlimited.
The Open Road Is Waiting.
Caravan, Camper & RV Loans
Looking for Caravan Loans? Talk to a real caravan finance specialist. We find you the lowest rate, you get on the road.
- New
- Used
- Private Sale
Helping You Live Life Unlimited.
Our team of experts are ready to help you out.
With Loans Unlimited you’re spoiled for choice.
We’ll not only provide you with the best finance options, we’ll stay right beside you every step of the way.
By financing your caravan with us, you can:
- Obtain ownership sooner
- Enjoy worry-free payments
- Save time and money without paying more than you should
- Pick the schedule for repayments, how much, and how long
You’re in total control. Choose a new or used caravan, camper or RV from a dealership, private seller, or auction. It’s easy and absolutely no hassle. We’ll even help you figure out how much you can afford so that you do not borrow more than you need.
Always secure financing first before you visit a dealer. If you plan to buy from a private seller, you will most likely need to pay the amount in full. Keep this in mind when determining the best place to shop.
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We Compare for you.
- We find the lowest rate across our panel, meaning you could save thousands across the duration of your loan.
- You speak to a real, local specialist, based in Sunny Perth, WA - not an overseas call centre
- We handle the paperwork and comparisons so you don't have to
How It Works
1. Talk to a Real Specialist
A local caravan finance specialist, not a call centre script.
2. We Find Your Rate
We shop your application to find the lowest one available.
3. Fast Approval
Know where you stand quickly, not after a week of silence.
4. Fast Payout
Once approved, payout is quick, so you can hit the road.
Prefer to Talk It Through?
Every rate is different, and the fastest way to get a real number is a quick conversation.
Get Your Caravan Finance Sorted
Obligation-free · Won’t affect your credit score
Work out your caravan loan repayments
Move the sliders to see an estimated repayment, then proceed to apply.
This is an estimate only and not a loan offer. Actual rates and repayments depend on lender assessment, credit history, and loan conditions.
Learn More About Caravan Finance
Is My Caravan Loan Application Guaranteed Even With Bad Credit?
Beware of offers that claim they are “guaranteed,” which can especially be tempting if you have a bad credit history. Loans Unlimited is always transparent with our customers, so it can be a little difficult to get finance if your credit score is low.
With that being said, it does not mean you cannot buy a caravan on finance. We’re here to help you get the most affordable rate possible. We have a high percentage of approval from the loan applications that we receive regularly. Many of these applications come from people with bad credit histories.
Do I need Insurance for My Caravan?
The law does not require you to have an insurance policy for your caravan. However, we may need you to have comprehensive caravan insurance on the caravan that you have purchased. This requirement stands for the whole duration of your loan.
Please note, however, that it is a legal requirement to have compulsory third party (CTP) insurance. It applies to the vehicle that tows the caravan, particularly if it is driven on public roads. Having CTP insurance is enough to cover your caravan in case of theft or accident, but only while it is attached to the insured car.
Is It Possible to Get an Extended Warranty?
Yes, we may be able to extend the loan warranty for your caravan. It will only cost a few dollars on top of your weekly or monthly loan repayments. Please do not hesitate to ask a Loans Unlimited specialist about the full range of products to insure you and purchase. Some solutions available cover Extended Warranties and Asset Protection.
Do I Need to Provide a Deposit?
Some lenders are willing to provide a zero-deposit offer. However, it is mostly available for those with stellar profiles, such as good to excellent credit records. If you have a bad credit history, it may not be possible to receive such an offer. Rest assured that we at Loans Unlimited work very hard to help you get the lowest deposit offer that we can get hold of for you.
What Happens After My Loan From Loans Unlimited Has Been Approved?
Once your loan has been accepted, we will contact you through email or phone. To proceed to the next steps, we will organise a time that’s convenient for you. That way, you can immediately sign the required documents. You will also be notified when it is time for you to take home the caravan you have wanted to purchase usually within 24 hours upon approval.
After Securing Financing, Where Can I Buy a Caravan?
You can buy a new or used caravan from a dealership. You can also purchase from a private seller. Unlike other companies, Loans Unlimited does not want you to miss out on attractive offers. However, a caravan that is being sold privately means that we will require more time to assess the vehicle as per the financier’s request.
This step is crucial to ensure that the cost is paid in full when you’re ready to take possession of the caravan. Don’t worry because we’ll do all the legwork for you. All you need to do is to plan your next caravan trip.
Am I Allowed to Live in My Caravan?
Loans Unlimited mostly caters to borrowers whose purpose is to use their caravans for recreational or travel purposes. If you would like to use the caravan as your permanent home, some lenders are hesitant with such use. Nevertheless, we will try to find financing for you. You will hear from us quickly if our panel of lenders does not support caravans used as a mobile home.
What's the difference between secured and unsecured caravan loans?
A secured loan uses the caravan itself as collateral and typically comes with a lower rate. An unsecured loan doesn’t require collateral but usually carries a higher rate. We’ll help you weigh up which suits your situation.