opportunity unlimited.
The Open Road Is Waiting.
Talk to a real person, right here on the ground in Aus. We find you the lowest rate, you get on the road.
You’re In Total Control.
Whether you need the loan for just the new or used work ute, truck, or 4WD or if you want to add extra money to purchase a canopy, toolboxes, or roof racks if you need them we can sort it for you.
Buy from a dealership, private seller, or auction. It’s your call, and it’s hassle-free.
We’ll also help you work out exactly how much you can afford, so you never borrow more than you actually need.
One thing worth knowing: it pays to secure your finance before you go shopping. Private sellers usually expect full payment upfront, so knowing your budget in advance puts you in the strongest position no matter where you decide to buy.
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A local work ute finance specialist, not a call centre script.
We shop your application to find the lowest one available.
Know where you stand quickly, not after a week of silence.
Once approved, payout is quick, so you can get to work.
Every rate is different, and the fastest way to get a real number is a quick conversation.
Move the sliders to see an estimated repayment, then proceed to apply.
This is an estimate only and not a loan offer. Actual rates and repayments depend on lender assessment, credit history, and loan conditions.
Beware of offers that claim they are “guaranteed,” which can especially be tempting if you have a bad credit history. Loans Unlimited is always transparent with our customers.
It can be a little difficult to get finance if your credit score is low.
With that being said, it does not mean you cannot buy a vehicle on finance, it might just mean you’re deemed higher risk by the lenders. We’re here to help you get the most affordable rate possible. We have a high percentage of approval from the loan applications that we receive regularly. Many of these applications come from people with bad credit histories.
We may need you to have comprehensive vehicle insurance on the work ute that you purchase. This requirement stands for the whole duration of your loan.
Lenders will often require this for secured loans.
Yes, we may be able to extend the loan warranty for your purchase. It may only cost a few dollars on top of your weekly or monthly loan repayments. Please do not hesitate to ask a Loans Unlimited specialist about the full range of products to insure you and purchase. Some solutions available cover Extended Warranties and Asset Protection.
Some lenders are willing to provide a zero-deposit offer.
However, it is mostly available for those with stellar profiles, such as good to excellent credit records. If you have a bad credit history, it may not be possible to receive such an offer. Rest assured that we at Loans Unlimited work very hard to help you get the lowest deposit offer that we can get hold of for you.
Once your loan has been accepted, we will contact you through email or phone. To proceed to the next steps, we will organise a time that’s convenient for you. That way, you can immediately sign the required documents. You will also be notified when it is time for you to take home the caravan you have wanted to purchase usually within 24 hours upon approval.
You can buy a new or used vehicle from a dealership. You can also purchase from a private seller. Unlike other companies, Loans Unlimited does not want you to miss out on the best deal.
However, a vehicle that is being sold privately means that we will require more time to assess the vehicle as per the financier’s request.
This step is crucial to ensure that the cost is paid in full when you’re ready to take possession of the ute. Don’t worry because we’ll do all the legwork for you.
A secured loan uses the vehicle itself as collateral and typically comes with a lower rate. An unsecured loan doesn’t require collateral but usually carries a higher rate. We’ll help you weigh up which suits your situation.
