Found it or still hunting?
We’ll sort the finance either way.
Talk to a real person, right here on the ground in Aus. We find you the lowest rate, you get on the road.
Found the perfect car listed privately? We’ll help you finance it quick, clearly and without the usual fuss.
When a great deal pops up on Marketplace or Gumtree, you don’t want to be waiting around for your loan to be approved. At Loans Unlimited, we make car loans for private sales easy, even if it’s your first time outside of a dealership.
You definitely can! It isn’t always necessary to go through a dealership to get approved for a car loan.
A private sale car loan lets you buy directly from a seller whilst still spreading your payments out over time (like a regular car loan). Whether it’s listed on Carsales or being sold by a friend, Loans Unlimited can help you arrange a loan that suits your circumstances.
We’re here to make sure that all the necessary assessments and inspections are completed. That keeps the purchase safe, secure and compliant for you and the seller.
There might be a few extra steps to buying a car privately, but that’s where our crew shine. We handle the paperwork so you can focus on hitting the road. Here’s what you get:
We’re a loan broker, so a single application submitted with us is seen by 40+ lenders. We can also shop around to get you competitive options that match your needs, not someone else’s.
The seller must provide a signed invoice or sale agreement
A mechanic’s report or independent inspection is usually required
Most private sales are ‘as is’, so you need to be confident in the car’s condition
Our crew will walk you through every step to keep the process safe and stress-free.
If you’ve found a great car and want to move quickly, finance doesn’t have to hold you back.
At Loans Unlimited, we make used and private car loans simple, secure and fast. Our crew will stand by you from start to finish, making sure that you’re protected and meeting all your obligations.
You sure can! If you do get pre-approved, you’ll be able to search private listings with the confidence of knowing how much you can borrow. It also speeds up the final approval process once you’ve found a car.
Most lenders are happy for a basic inspection or condition report to be completed by a qualified mechanic. It helps them ensure that the car’s value lines up with the loan amount.
Our crew can help you organise this part so there aren’t any delays.
In most cases, yes. Once your loan is approved and documents are in order, the lender will transfer the funds straight to the seller. This gives them peace of mind and helps make the process smoother and safer for everyone involved.
