Flexible Truck Loans for WA Drivers and Operators
Getting into the transport industry or expanding an existing fleet? Loans Unlimited makes truck finance simple, fast and flexible.
We work with owner-operators across Western Australia to create robust, well-designed loan applications that give lenders everything they’re looking for. With a panel of 40+ financiers, we can find someone willing to work with any circumstances, ranging from low doc to first time buyers.
To see how our crew can help you find finance that suits your vehicle, business and budget, contact us today.
What Types of Trucks Can You Finance?
Your business could be moving anything from a few commercial deliveries to thousands of tonnes of iron ore. That’s why we partner with 40+ truck finance companies, giving WA business access to funding for:
Light trucks and utes for commercial delivery or trade
Medium sized trucks for urban logistics
Heavy rigid trucks for construction, waste or towing work
Prime movers and semis
Special-purpose or customised vehicles
New or used vehicles from dealerships, auctions or private sellers
Regardless of what you’re looking for, we’ll help you compare options and find finance the best suits your operation.
Who Can Apply?
The beauty of the transport industry is that it’s open to anyone. You might have 30 years in the game or maybe you’re a new hire without all the traditional paperwork.
To keep all kinds of drivers and operators on the road, Loans Unlimited secures truck finance for:
First-Time Buyers
It’s a big move buying your first truck, so congratulations to you! We’ll guide you through all the basics, prep your application and negotiate a fair rate, letting you focus on the road ahead.
Low Doc Applicants
If your business is new or doesn’t run off the usual paperwork, there’s no stress. With an active ABN and proof of income, we can find truck finance with a lender who specialises in low doc agreements.
Regional & FIFO Buyers
Countless West Aussies are working FIFO or based in the regions. We’ve made our process entirely online to make it easier to get truck finance wherever you’re located.
Established Operators
We don’t just work on applications for first-time buys. If you’re upgrading, replacing or expanding your fleeting we can help you compare truck finance options that work with your existing business model.
What You Can Roll Into Your Loan
Truck finance isn’t just about the vehicle itself. To make sure you’re well prepared for your first day on the road, we can package the following into your final loan:
Insurance and rego
Customisation, accessories, technology and fit-outs
Delivery and inspection costs
Extended warranties or bundled insurance
Let our team know what you’re wanting to include and we’ll take it to our panel of lenders.
Setting Up a FleetCan Apply?
Needing more than one vehicle? Our process makes it just as easy to finance two, three or even five trucks under the one plan. We’ll also make sure that your loan is structured so that you can scale again in the future without juggling multiple repayments.
And you don’t need to be a big business either. As long as you have a solid vision and some work lined up, lenders are more than happy to work with smaller businesses wanting to grow.
Learn more about fleet finance.
Preparing for Loan Application: What Lenders Look At
The Loans Unlimited crew will do most of the heavy lifting for you, but a little bit of prep goes a long way in securing fast truck finance. Lenders will typically look at:
Your business activity
Cash flow and income (even for low doc loans, some evidence of income helps)
Credit history
The truck itself
The truck itself
Just bring us whatever you can find and we’ll work with you to build the strongest application possible.
Why Use Loans Unlimited?
We’re not a bank, and that’s a good thing. With Loans Unlimited you won’t have to submit countless applications and damage your credit score. Instead, you submit a single application that is seen by a panel of 40+ commercial lenders. From there, our crew will
Compare options across all available lenders
Secure a pre-approval so you can shop with confidence
Keep things simple and move fast when the time is right
We do all the tricky stuff so that more WA operators can get on the road without wasted time.
How to Apply
Getting a truck loan is easy with Loans Unlimited.
Apply online by clicking ‘Apply Now’ at the top of your screen
Get matched with loan options tailored to your truck, your work and your business setup
Choose your truck
Finalise and fund – let us take care of the admin while you focus on what your business needs
If you’re not quite ready or unsure about a few steps, get in touch anyway and we can see if pre-approval is the right move for you.
Apply Now and Get Pre-Approved in 1 Business Day
Whether you’re buying your first truck or adding to an extensive fleet, our crew can help you move fast without any roadblocks.
Click ‘Apply Now’ to start your application today or get in touch with the Loans Unlimited crew.
FAQs
Can I finance a used truck?
Yes. Many customers find a high quality truck on the second hand market, whether it be from a dealer, auction or private seller. Just make sure you let our team know so they can check it meets lender criteria.
Can I get a truck loan with a new ABN?
You sure can! We can help applicants with an ABN and some form of income by matching them to the right lender.
What happens at the end of a truck loan?#3
This depends on your loan type – you could end up owning the truck outright or have to pay a final residual payment. Our crew will explain all the options before you commit.
What happens if I want to sell or trade in my truck during the loan?
You’re not locked into the full loan term. You’re able to sell your truck early if you can pay out the remaining balance. Alternatively, you could even refinance into a new loan and upgrade the vehicle. Again, our crew will explain it all before you make a move.