Perth Favourite Loan Provider

Helping You Achieve
Your Finance Goals

When you have found the car you want to purchase, the next step is arranging its finance. You came to the right place. Loans Unlimited has a team of loan consultants who specialise in car finance. We work with and for you, so we can find the best car finance solution that suits your requirements.

What exactly do you need? The car loan that is best for you will depend on a variety of factors. Your budget, your preferences when it comes to interest rates (fixed vs variable), type of loan (such as secured or unsecured) and the total loan period are just some of the considerations.

When you take out a loan, you are required to repay the amount you have borrowed, called the “principal’. Additionally, there is interest on this loan, which will be applied on top of the principal amount.

Car loans are often linked with personal loans because they share many different traits. The only difference is that the car loan can have a lower interest rate. That is if you opt to have the loan secured by the car you want to purchase.

Throughout our decades in the business, we have developed a strong partnership with the leading lenders in Australia. This advantage allows us to provide you with competitive finance packages and products tailored to meet your needs, such as:

  • Consumer Car Loans
  • Unsecured Car Loans
  • Fixed-Rate Car Loans
  • No-Deposit Finance

Are you a first-time borrower? Perhaps you have a poor credit rating. No worries. Loans Unlimited has got you covered. We have a network of lenders ready to provide cash assistance for those with little to no credit history. We will also help you get a loan even with bad credit.

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Car You Want
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Loans Unlimited
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Perth Favourite Loan Provider

Businesses and Sole Traders As Well

Being in the business world allows us to understand the importance of staying productive. If cars are a critical part of your operations, you may need to add more to your fleet. We can offer you the most suitable loan products to support your requirements. You can supplement your fleet of vehicles to handle more customers and functions, such as deliveries.

Our commercial car loans are designed just like personal car loans. This way, you can easily understand the terms and work out what is great for your business and cash flow. When you do not have the funds upfront, you can still purchase the vehicles you need.

With a commercial car loan, you can break down the payments into portions that you can easily afford. It is less of a hassle, and you can continue focusing on what matters more: your business.

How Do

Car Loans Work?

The loan is a formal agreement between three parties:

  1. You (the buyer)
  2. The person or company selling the car or a car dealership
  3. Lender (the person or firm providing the money for the purchase)

Somewhere in the middle, Loans Unlimited enters the picture. Before you buy the vehicle, we will help you find the lender with the best product.

We define the “best” as something that meets your requirements with affordable repayments and ideal terms. This could be, for example, paying off the loan in the shortest time frame or with the lowest repayments. In the end, it is your satisfaction that we want to achieve.

How much can you borrow? The answer to this question will mostly depend on your income. Each lender has different requirements. Borrowers will need to provide proof of income, assets, and debt records if any.

It will also depend on the type of car you will be purchasing:

  • Used Car Loans
  • New Car Loans


Once approved, you will get the loan that you need to buy the car. The next step now is to sign the purchase agreement, and the lender will pay the vendor on your behalf. Based on the agreed repayment scheme, you will need to pay off the borrowed amount for a set period.

Here at Loans Unlimited, we make it our goal to help you drive the car of your dreams sooner. Whether you are an individual looking to buy a used or new vehicle or you need it for your business, we offer the ultimate solution.

Car Loan Calculator

How Much Do You Need?

If your set on finding a new car, then it’s time to figure out your car finance repayments, our calculator can help give you an idea of your weekly or monthly payments to help pay off your car loan.

Choose from the length of the loan, amount and interest. You can even add a balloon payment if that’s what works for you.



1 year7 years

5 years

4% interest P.A15% interest P.A

Interest p.a. 5.1%
Repayment period:
Balloon payment:
Balloon Percent 30%

Repayment is

$278 p/w

$24900 balloon payment

Better Answers and

Lowest Rates Start Here

Getting your rate here will not affect your credit score