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Online Car Loans

Local Perth Based Team With Access to Lenders Nationwide

Accessing your car finance should be simple, and with Loans Unlimited, it is! Searching for online auto financing has never been easier thanks to our local team of online market specialists. With access to over 40 bank and non-bank loan options, our team does all of the work for you. All you have to do is apply through the form below, and submit any requested documents through our secure online portal. Our team of market specialists stays up to date with the latest finance regulations and modern ways to structure your loan, making it more flexible for you to secure car loans online without jeopardising security or your credit. See our straightforward process below.
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Our Process For Getting You Approved Quickly

1: Apply for Pre Approval

Simply enter your details in our application form. From here, our team will give you a call within 20 minutes to grab a few details about your working, living and financial history. You’ll need to digitally sign a consent form through your mobile phone, so our team can submit your details to our wide reach of financial lenders. Our team will do what we do best, and start haggling with our lenders to find you the best rate in the market. Once we find a suitable lender and rate for your circumstances, only then will we perform a soft credit check. By taking the time up front to find you the perfect match, we protect your credit score from multiple unnecessary checks on your file.
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2: Submit Documents Digitally and Securely

Once our lenders are confident they can help you with your loan, they will need to see some identity and financial proof to ensure your safety over the web. Having these mechanisms in place ensures everyone’s identity and credit file is kept safe and secure. We’ll send you a link to a secure portal created and managed by illion (who is this?) that will, upon your consent, match your uploaded identification to your facial recognition. Additionally, the portal will ask you to log into your banking systems so it can electronically scrape 3 months of your finance history. Our team can NOT access your bank, we simply are provided your statements in a secure format that cannot be fraudulently copied or tampered with. This is a required practice in Australia when providing finance, and it’s highly recommended to avoid seeking finance with a broker or lender who does not offer a similar method of verification.
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3: Electronically Sign Loan Documents

Once our portal has verified your identity and finance history, we will be able to generate the loan documents. Here, we do all of the leg-work, liaising between the car seller, the finance lender and you to make the process as smooth as possible.

Once all parties are referenced on the loan documents, we will send them to you for your review and electronic signature using DocuSign (what is this?).

Once signed, it’s official! The funds will be released almost immediately and you can drive away in peace, knowing you have a local car finance partner you can trust if you have any questions or concerns moving forward.

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Who is illion?

illion is one of Australasia’s leading consumer and commercial credit bureaus that helps people and businesses safely share financial information when they apply for loans or other financial services.

Imagine it like a secure postman – you hand over your information in a sealed envelope, and illion makes sure it gets to the right place without anyone else peeking inside.

When you use the Illion portal, they temporarily access your bank account details to gather information about your finances. This helps lenders understand whether you can afford the loan. However, they don’t take money or share your details with anyone except the lender you’re applying with. They use advanced security systems to protect your information, much like a bank does, and once they’ve done their job, they stop having access to your account.

Visit illion’s website here for more information.

What is DocuSign?

DocuSign is a secure and trusted way to sign documents over the web. Think of it like signing a paper contract in person, but instead of using a pen, you use your finger, a mouse, or even just clicking a button on your computer or phone.

It is legally binding through your digital signature and is considered more safe than signing on paper.

Here’s how it works: someone sends you a document that needs your signature through DocuSign. You’ll get an email with a secure link to the document. You open it, review the details, and when you’re ready, you click or tap to sign. DocuSign protects your signature and the document with advanced security systems to ensure no one can tamper with it.

Visit DocuSign’s website here for more information.

FAQS

Is it safe to sign documents digitally?

Yes, signing documents electronically is secure when using reputable platforms like DocuSign. These systems use encryption and other advanced technologies to ensure your signature and document cannot be tampered with. It’s as legally valid as signing with pen and paper.

Uploading your ID electronically allows financial institutions to quickly and securely verify your identity. This is a standard process to prevent fraud and ensure the person applying is really you. Your documents are encrypted and protected, just like your banking information.

When you share your financial information through a secure digital portal like illion, it’s used only to assess your application. The system temporarily accesses your details to confirm your income and spending habits. Your data isn’t stored or shared beyond what’s necessary for the application.

Trusted platforms follow strict regulations and use top-tier security measures, such as encryption and multi-factor authentication, to protect your personal information. These technologies ensure your data stays private and is only accessible to authorised parties.

Many lenders offer alternative ways to complete your application, like visiting a branch or speaking with someone over the phone. However, digital processes are designed to save you time and reduce paperwork while maintaining strict security.

Yes, digital signatures are legally recognised in Australia and many other countries. They are just as valid as handwritten signatures and meet strict legal requirements to protect you and the other party involved.

Most digital portals allow you to take a clear photo of your documents using a smartphone or tablet. These images can be securely uploaded to complete your application.

Always double-check that the request comes from the official website or email of the company you’re dealing with. Look for secure connections (a padlock symbol in your browser) and contact the company directly if you’re unsure.

Yes, most platforms allow you to save or download a copy of the signed documents for your records. You can also request a copy from the lender if needed.

Reputable platforms have customer support teams ready to help. If you experience any issues, contact the lender or platform directly for assistance. They can guide you through resolving the problem securely.

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