Prime Mover Finance
Drive Big Deals with Bigger Backing
Expanding a national fleet or lining up your first truck? Loans Unlimited can get you approved for a prime mover loan. We work with 40+ lenders across Australia to give Western Australian businesses access to fast, flexible finance options.
Our crew know commercial finance like the backs of their hands and use your documentation to create a lender-friendly applications. Click ‘Apply Now’ and get pre-approved today or get in touch.
What is Prime Mover Financing?
If you’re getting started (or expanding your fleet) in freight, logistics or long-haul operations, prime mover financing is the way to go. It helps you fund the purchase of heavy duty vehicles designed for towing and can cover new and used units as well as accessories, registration and setup costs.
With a finance arrangement, you won’t have to fork out the full amount upfront. Instead, you’ll be able to negotiate a repayment plan that matches your business’ income and cash flow – helping you get out on the road faster.
Finance Designed for WA Businesses
At Loans Unlimited, we’ve helped all types of businesses get approved for truck finance. That includes:
Owner-operators looking to get started in the transport industry
Established, well known freight and logistics companies
Subcontractors in mining and resources
Small businesses expanding their delivery networks
Our team are well versed in heavy vehicle finance – so whether you’re working solo or managing a large team, we can find a loan structure that suits how you operate.
Covering More Than the Cab: Extra Costs You Can Include
The transport industry isn’t just about your truck or van. You’ll also have to consider extras like:
Stamp duty and registration
Delivery and on-road costs
Customisation like bull bars, signage, GPS systems or sleeper cab mods
Insurance packages or extended warranties
Depending on your setup, Loans Unlimited is often able to include these extras in your total loan. As a general rule: if it’s a part of getting the vehicle ready for work, we can package it into your finance.
Just let our crew know what you need and we’ll make it fit.
Helping All Kinds of Aussie Business Get Approved for Truck Finance
The transport industry is as wide and diverse as the roads you’ll be travelling. That’s why we’ve opened up financing to a broad range of applicants:
Low Doc Applications
If your paperwork isn’t picture-perfect, that’s . We work with new businesses, ABN holders and those with incomplete financials through low doc options. It depends on your situation, but you may only need an ABN and a reasonable income history to get approved.
No tax returns or BAS ? No worries! Talk to our crew about what you do have and we’ll find a lender willing to accommodate.
First-Time Buyers
Getting a loan for your first prime mover is a big step, but we’re here to make it less stressful. If you have an ABN and proof of income or future work, we’ll find a lender to finance your investment.
Regional & FIFO Applicants
Truck finance isn’t exclusive to Perth residents. We work with drivers and operators from the Wheatbelt to the Pilbara and understand the challenges of applying for finance in the regions. We’ve developed a fully online process with minimal paperwork that makes it easy to apply if you’re onsite or living remote.
Why Finance with Loans Unlimited?
We’ve partnered with 40+ lenders who can finance everything from semi trucks to delivery vans. Our crew know exactly what they’re looking for and will design an application that gets you:
Fast turnarounds – because sitting idle isn’t in your business
Flexible structures – to suit the way you operate
A no fuss solution – we do the heavy lifting so you can plan for the future
Commercial finance is full of call centres and sales scripts. That’s why we’ve worked hard to build a team of real, truck-savvy finance professionals – giving you the confidence that we can secure a fair, affordable and manageable deal.
Financing a Commercial Truck? Apply Now and Get Pre-Approved in as Quick as 1 Business Day
With Loans Unlimited behind you, a new addition to your fleet is closer than you think. Whether you’ve already found the truck or just want to have a chat about your options, our crew are here to help.
To get your truck finance rolling, click ‘Apply Now’ at the top of your screen.
FAQs
Can I get a loan for a used vehicle?
Yes, many of our partnered lenders offer financing for used vehicles. If buying in the second hand market is best for your business, we’ll negotiate a deal that balances the truck’s value and reliability with manageable repayments.
How long does approval usually take?
Depending on documentation and the lender’s processes, many applications are approved in a few business days. If you’d like to move quicker and shop with confidence, consider getting pre-approved. Our crew can finalise these applications in as little as one business day.
Can I apply without full financials?
Of course! We work with lenders who offer low doc finance (especially for new businesses) and are happy with just an ABN and proof of income.
What happens at the end of my loan term?
This depends on how your loan is structured. In a traditional loan, you’ll own the truck outright once you make the final repayment. If you choose to lease the truck, you may be offered a residual payment or upgrade option. Don’t worry, our crew will explain all of this clearly and in detail before you sign on the dotted line.
Can I get approved if I just started my business?
You sure can. If you can prove regular personal income or have contracts lined up, lenders will be happy to accommodate. Our crew will work with what you have to develop an application that hits the right lender at the first time of asking.