VOLTS unlimited.
YOUR NEXT CAR Is Waiting.
EV Car Loans
- New
- Used
- Electric Vehicle
- Rates from Loading...
Talk to a real person, right here on the ground in Aus. We find you the lowest rate, you get on the road.
Petrol prices are rising. An electric vehicle protects your bottom line.
Save on Operating Costs
Benefit from Government Incentives
Get Ahead of the Curve
Switching to an EV isn’t just a financial decision, it’s a step toward reducing your carbon footprint and proactive plan for the future. EV adoption is growing rapidly in Australia and purchasing now prepares you for a future where they dominate the market.
Secure a market leading rate on electric vehicle financing
It’s a deal that can have a huge impact on your monthly repayments. You’re not just getting long term financial and environmental benefits, but a cash flow boost you can feel today.
Many brokers will reserve their best rates for a small pool of applicants. Our crew take a different approach, taking your application to dozens of lenders to find a structure that works with your financial position.
We’ll walk you through your all options, because transparency and value should be the standard.
Looking to shield yourself from rising fuel prices?
Get in touch with our crew and or click ‘Apply Now’ to start your pre-approval on an EV.
What your EV loan might look like
Let’s break down how our Loading… rate translates into real terms:
If you purchase an EV worth $60,000 with a 5 year loan, you’ll be paying roughly $1,240 per month, with a comparison rate of 9%.
The average EV running price is $15-$40/week. Fuel alone in a standard petrol car is about $500/month at the moment.
When you factor in savings on fuel and maintenance and possible government incentives, your repayments will almost certainly fit into a your weekly budget.
A Market Leading Rate
We’ve worked hard to lock in a Loading… rate with our panel of 40+ lenders.
Zero Paperwork Application Process
Our crew have made it easier than ever to get an EV car loan. Submit a few documents, confirm some details with our team and you’re ready to hit the road!
Lightning Fast Approvals
With such an efficient process, you’ll be behind the wheel in no time at all. Apply on Monday, have your application pre-approved in 1 hour and receive full approval by the end of the week.
Try for yourself with our EV Car loan calculator
Want to estimate repayments for the model you’ve been looking at? Our car loan calculator is a great way to plan out your finance. Just enter:
- The price of the EV you’re after
- A Loading… interest rate
- The deposit you hope to place (if any)
- Your desired loan term
Click ‘Next’ to get in touch with our team to see what we can do for you.
Note* Personal circumastances and credit ratings may change the lowest amount we are able to secure for you.
Work out your EV loan repayments
Move the sliders to see an estimated repayment, then proceed to apply.
This is an estimate only and not a loan offer. Actual rates and repayments depend on lender assessment, credit history, and loan conditions.
How we support electric vehicle buyers
40+ Lenders
When you apply with us, your single application is seen by over 40 lenders. They’re all ready to offer the 5.69% rate, but we’ll put in the work to match you with someone aligned with the budget and term you’re looking for.
01
Get Pre-Approved
Pre-approval is your secret weapon. It allows you to negotiate on price, shop with confidence and walk away when the seller’s offer just isn’t right. The best part? Our crew can get you pre-approved in as little as 1 hour.
02
Real Advice
No one wants to speak with call centres or salespeople reading off a general script. At Loans Unlimited, our crew work hard provide tailored advice and financing for each and every buyer – all from our Victoria Park office.
03
Start your application now
More Australians Are Switching to EVs
The appeal of an electric vehicle goes beyond the technology. For many West Aussies, it comes down to long term value and getting ahead of the curve.
Lower Running Costs
- The car you purchase acts as collateral.
- Generally offers lower interest rates due to reduced lender risk.
UNSECURED CAR LOAN
- Does not require collateral.
- Typically comes with higher interest rates.
FIXED-RATE LOAN
- Interest rates remain constant throughout the loan term, simplifying your budgeting.
VARIABLE-RATE LOAN
- Interest rates can change and your payments could potentially be reduced at certain times.
Lower Running Costs
Reduced operating costs is the biggest advantage of owning an EV. Charging is cheaper than filling up at the pump and with fewer moving parts, you’ll save on maintenance, servicing and long term upkeep.
This is especially important to drivers with regular commutes or high weekly kilometres. You’ll notice the savings adding up every single week.
Stay Ahead of Rising Fuel Costs
We can’t predict petrol prices anymore. And when you can’t predict petrol prices, you can’t properly budget for your car.
Switching to an electric vehicles gives your more consistency and offer a predictability just as important as the environmental benefits.
You Could Be Eligible for Government Incentives
There are many federal and state government programs in place to make EV ownership more accessible. Depending on the vehicle and your situation, you could be eligible for:
EV rebates
Reduced registration costs
Fringe Benefits Tax (FBT) exemptions
Other business related tax advantages
Once you apply for pre-approval, our crew will run your through which programs apply and how they could impact your finance.
Why GET EV CAR Finance with Loans Unlimited?
Our crew know that vehicle finance is never one size fits all. We compare options across a panel of 40+ lenders to find a structure that suits your budget and lifestyle.
- Real Advice: You'll deal with WA locals who'll take the time to understand your situation - no generic call centre script.
- Fast Approvals: No one wants to wait for answers. Apply for pre-approval and get the green light in as little as 1 hour.
- Flexible Structures: Whether you're a low doc applicant or applying as a business, plenty of our 40+ lenders will be happy to meet your borrowing needs.