Apply Now

Loans for Hybrid Electric Vehicles

Hybrid vehicles put money back in your pocket without fully transitioning to an electric vehicle. If you’re concerned about regional travel or at home charging but still want to reap the financial and environmental rewards, they could be the option for you.

Our crew finance hybrid vehicles with flexible structures, fast approvals and access to a panel of 40+ lenders. Whether you’re upgrading your everyday drive or shielding yourself from rising fuel prices, we’ll find the finance that suits your budget and goals.

More West Aussies Australians Are Switching to Hybrid Vehicles

Hybrid vehicles strike the right balance between savings, convenience and practicality.

Save on Fuel Costs

Lower Environmental Impact

You're Not Fully Reliant on Charging Infrastructure

What Can Be Financed?

Our crew can help finance a range of hybrid vehicles:

  • Hybrid passenger vehicles

  • Hybrid SUVs and family cars

  • Plug-in hybrid electric vehicles (PHEVs)

  • Commercial use hybrid vehicles

  • Business and fleet hybrid purchases

Working with a panel of 40+ lenders, we can also find finance for all kinds of sales, where it be new or used, private or dealership.

Let Loans Unlimited find the right car loan for you

Apply for Pre-Approval in 4 Minutes

An electric vehicle protects you from petrol prices that just keep on rising. Apply now, confirm a few details with our team and get pre-approved within 1 hour.

Work out your car loan repayments

Whether you're after a new, used or electric vehicle, move the sliders to see an estimated repayment, then proceed to apply.

Vehicle Price $30,000
$8,000$150,000
Deposit (optional) $0
$0$30,000

Total Loan Required: $30,000

Loan Term 5 years
1 yr7 yrs
Estimated Interest Rate (p.a.) 9.5%
6.5%20%

In complete transparency, your credit history is the main thing that decides where you land. Strong credit sits towards the left, other profiles slide right. Regardless, we work with 40+ lenders to get the most competitive offer.

Balloon Payment (optional) $0
0%40% of loan
What is a balloon payment?

A balloon payment is a lump sum left over at the end of the loan, paid separately instead of being spread across your regular repayments. It lowers your regular repayment amount, but leaves one bigger payment due at the end, which you can pay off, refinance, or trade the car in against.

Repayment Frequency
Estimated Monthly Repayment
$735 / month
Total repayable: $44,104 over 5 years

This is an estimate only and not a loan offer. Actual rates and repayments depend on lender assessment, credit history, and loan conditions.

Why WA Buyers Choose Loans Unlimited

We think vehicle finance should work around your lifestyle and goals, not the other way around.

How Our Hybrid Vehicle Finance Process Works

How to Boost Your Chances of Approval

Approval comes down to one thing: preparation. Here are a few things you can do to set yourself up for financing success:

  • Maintain stable income and employment in the months leading up to your purchase

  • Reduce existing debts where possible

  • Have genuine savings

  • Choose a vehicle that comfortably fits your budget

  • Have all of your documents ready when you apply

If you’re self employed or applying low-doc, not all of these will apply. Get in touch with our crew and they’ll explain what lenders are wanting from you.

Services

FAQS

Can I finance both new and used hybrid vehicles?

Our crew can help finance new and used hybrids. If you’re going used, the structure and terms of your loan will depend on the vehicle’s age and condition and the lender’s criteria.

A hybrid car loan tends to work the same as a standard car loan, although some lenders may offer specialised structures or incentives. Contact our crew to learn more about structures and interest rates on electric vehicle loans.

Absolutely! Pre-approval will help you understand your borrowing position and allow you to compare vehicles more confidently.
Click ‘Apply Now‘ to start the online pre-approval process for a hybrid EV loan.

They sure can. We work with a panel of 40+ lenders who are open to commercial loans for electric vehicles, whether it be fleet or business applications.

It won’t.

Other brokers choose to lodge multiple applications on your behalf, with each one hitting your credit score. At Loans Unlimited, you lodge a single application that is seen by each of our 40+ lenders and your credit score will only be affected once you have a deal locked in.

Don’t get caught in the trap of thinking your loan repayment is the only cost of owning a hybrid or electric vehicle. There’s also:

  • Fuel expenses (although they’ll be much smaller than a petrol-only car)

  • Insurance

  • Registration

  • Servicing and maintenance

The good news is that your reduced fuel usage will offset those other costs over time. Nonetheless, looking at the bigger picture from the start will help you choose a loan structure that suits your budget best.

Latest Blogs

Interstate Checklist

Fill In Your Details to Download Our Interstate Car Buying Checklist! Upon submitting the form, the checklist will be sent to your inbox.
Name