Thinking about buying a boat? Whether you’ve already found the perfect match or you’re just testing the waters, our boat loan calculator clears up all the alien jargon about financing and gives you a clear idea of what your loan might look like.
It’s simple, quick, and designed to give you a realistic view of what your budget can handle. Once you’ve used it to plan and compare, get in touch with a member of our crew to see how we can turn those numbers into reality!
We’ve helped thousands of Aussies with our boat loans and we’d love to help you too!
First, we get to know you and what you need. Then, we speak with each and every lender and take the time to research the different loans and benefits they can offer. This helps us find the best finance options to pay for your new boat and prepare your dreams for blast off.
Leave your contact details below and a member of our crew will be in touch shortly!
Our boat loan calculator gives you a clearer picture of your financing before you commit. When you know what you repayments will look like, you can plan with confidence.
See what your weekly, fortnightly or monthly repayments could look like based on your loan amount and term. It’s a quick way to check if the numbers fit your budget or if they’ll leave a financial black hole.
Change the loan amount, term or interest rate to see how each factor affects your repayment. It’s perfect for testing out different purchase options or upgrade plans.
Use your results to guide your next move – whether it’s setting a realistic price range or applying for pre-approval. The calculator makes you the commander of your loan right from the start.
Our boat finance calculator was designed for buyers in Australia. It works with popular Aussie assets, factors in common terms and interest rates and, most importantly, is quick and easy.
Have a look at these steps and scroll up to generate your estimate:
Select your asset type – Boat, trailer or jet ski?
Enter the price of the asset – This is how much the seller is asking for
Enter the deposit you think you’d make – The amount your able to pay upfront
Set an interest rate – You can use a rough estimate or the sample rate we’ve included.
Adjust the loan term – Choose how long you’d like to repay the loan (from 1 to 7 years).
See your estimated repayments instantly – If you’d like, you can update any numbers to compare different options.
Keep in mind that this calculator only gives you a rough guide to marine finance. An actual loan will depend on your credit file, income and chosen lender.
If you’d like a more tailored quote, scroll down and get in touch with a member of our crew
Our boat finance calculator is designed to make planning easy. If you liked the estimate it gave you, continue to submit the form and a member of our crew will reach out to you shortly!
When you opt for Loans Unlimited, the quickness and ease doesn’t stop at our loan calculator. Our process is 100% online, managed by our local WA support team, and delivers lightning speed approvals! Whether you’re buying from a dealership or private seller, we’ll help you:
Compare lenders
Find the right repayment structure
Include accessories, trailers or upgrades if needed
Get approved with minimal fuss
Just click apply and we’ll start planning a marine finance journey that gets you out on the water.
You can start with our sample rate or enter an estimate based on your current credit situation. If you’re unsure, contact us for a tailored quote and we’ll help you find a realistic figure.
Yes. If you’re buying the trailer as part of the package, include its value in the asset price field. With access to over 40 lenders, we can bundle the trailer into your boat loan if it’s clearly itemised. For more information, read our article ‘Do Boat Loans Cover Accessories and Upgrades?’
No, it’s a guide only. The calculator gives you an estimate based on the numbers you enter. Once you lodge your application, the actual loan approval will depend on your credit history, income and the lender’s criteria.
Loans Unlimited are Perth and Western Australia’s premier loan and finance brokers. We have helped thousands move towards their financial goals by offering lower rates and faster approvals when it matters. Financial services are provided by Total Biz Pty Ltd T/A Loans Unlimited ABN 78 624 937 882 ACL 506875.
* The comparison rate shown is for a secured loan amount of $30,000 over a term of 5 years based on monthly repayments. Warning: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Any calculations or estimations do not constitute an offer of credit or a formal credit quote and is only a calculation of what you may be able to achieve based on the information you have entered. It does not take into account suitable product features or loan product types. Rates + repayments shown are based on user inputted data. All applications for credit must be verified prior to the formal assessment process. All applications for credit approval are subject to lender credit approval. Approval is not guaranteed.
