Buying a car doesn’t have to mean bank appointments, paperwork piles and awkward silences with loan officers. With Loans Unlimited, you get access to 40+ lenders across the galaxy, all willing to provide online car loans in Perth and WA.
Here’s a simple breakdown of how online car finance works in Australia and why more WA drivers are turning to us for a lightning speed approval on their loan.
The process starts with our short online form – just a few details about you and your budget. It might sound a bit sparse, but it’s designed to be quick and easy so you don’t waste your time.
Because our application process is so simple, you can:
Apply 24/7 from any device
Skip the bank visits and manual paperwork
Upload everything digitally, be it ID, payslips or ABN details
Whether you’re buying from a dealer or a private seller, you’ll be able to get moving fast.
Once you hit submit, we don’t hand you off to an automated system or a call centre overseas. A real person will review your application in our WA office. They’ll check:
That your info is clear and complete
That you’re eligible based on lender requirements
That you’re not missing any key documents
If you’re in a rush, just let us know. We can prioritise your application and fast-track your mission.
We have access to over 40 lenders, meaning we can compare a panel of trusted lenders to find the best match for your situation. Whether you’re a full-time worker or building your credit history, we’ll connect you with the lenders most likely to say ‘yes’.
This includes options for:
First-time buyers
Casual employees
FIFO workers
Visa holders and new arrivals
ABN holders and sole traders (yes, we do low doc loans!)
We can also find you a lender to support private sale purchases, which many brokers do not.
Happy with the offer? Great. You’ll sign your car loan contract digitally through sites like Docusign, Adobe, PleaseSign or similar. There’s no scanning or courier delays.
We’ll then help you sort any of the final paperwork:
Proof of income (payslips or bank statements)
Vehicle details and rego
Seller info (especially for private sales)
Once everything’s signed, the lender pays the funds directly to the seller.
From there, it’s over to you:
Pick up the keys
Set up your repayment schedule
Enjoy the freedom of your new wheels
We’ll stay in touch to make sure everything travels smoothly and you stay on course toward your financial dreams!
By working with Loans Unlimited, thousands of West Aussies have chosen an option that is:
Faster: You can apply in minutes and get answers in hours
Easier: There’s no paperwork or sales pitch, just clear info
Smarter: We’ll match you with the right lender, not just the first one available
Flexible: It doesn’t matter if you’re pursuing a new, used or private sale or you’re a low doc borrower
Properly supported: Our crew is made up of real people who’ll guide you from lift off to landing
Most importantly, we keep it transparent and as smooth as possible. There’s no finder’s fees, hidden costs or over-complication with our car loans.
At Loans Unlimited, we’ve matched thousands of Aussies with fair and reasonable online car lenders. No matter your situation, we can find you the right loan.
Hit ‘apply now’, get approved fast and take a giant leap toward your new car!
Loans Unlimited are Perth and Western Australia’s premier loan and finance brokers. We have helped thousands move towards their financial goals by offering lower rates and faster approvals when it matters. Financial services are provided by Total Biz Pty Ltd T/A Loans Unlimited ABN 78 624 937 882 ACL 506875.
* The comparison rate shown is for a secured loan amount of $30,000 over a term of 5 years based on monthly repayments. Warning: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Any calculations or estimations do not constitute an offer of credit or a formal credit quote and is only a calculation of what you may be able to achieve based on the information you have entered. It does not take into account suitable product features or loan product types. Rates + repayments shown are based on user inputted data. All applications for credit must be verified prior to the formal assessment process. All applications for credit approval are subject to lender credit approval. Approval is not guaranteed.
