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A commercial loan or finance in Australia is any type of finance that has nothing to do with residential properties. Instead, it focuses on commercial properties, including retail and industrial establishments. It does include multi-family residential properties, such as apartment complexes.

The loan can be used for the development and construction of the commercial property or purchasing equipment and franchises. If you plan to start a business or expand on an existing one, you can turn to commercial finance.

Before we can provide you with an accurate answer to how much you are allowed to borrow, we will first ask you to fulfil specific requirements. Usually, commercial financing amounts start from $1,000. It can go up to $100,000 (or maybe even more, depending on your eligibility).

Make sure that you consider the interest rate per annum before you request for a higher amount. Don’t forget to contact us or fill out the form on this page to know how much you can afford. Alternatively, you can use our calculator to estimate the amounts.

There is a great chance that you qualify for a commercial loan from us! Our requirements are easy and convenient, even for new businesses. We have minimum gross annual turnover requirements, as well as three months of bank statements.

If you have been in your industry for at least a year, your application could be approved almost immediately. Please make sure that you have no recent or prior bankruptcy.

One of the things that we take pride in here at Loans Unlimited is that we offer very low-interest rates for commercial loans. Note, however, that your interest rate can vary from our other customers. We take into consideration different factors, including your business credit score.

Currently, the lowest rate we give to businesses and commercial establishments is 4%, and the maximum is 15%. If you would like to know your tentative interest rate, please do not hesitate to fill out the form on the website. It will not affect your credit score.

If you run a business and you are facing financial hardship at the moment, you can take out a commercial loan from Loans Unlimited. You can use the money for any business purpose until you get back on track.

Make sure, however, that you repay your loan, so you do not hurt your business credit score. The funds can be used for virtually anything relating to a commercial property or your business operations, such as purchasing stock, equipment, and marketing products. You can also use the funds for renovation, hiring new staff, or acquiring business.

We may or may not require you to provide security, depending on your business credibility and eligibility. In most cases, however, we will not take security over any of your assets, either your business or personal assets. We will only require you to give us a personal guarantee. On the other hand, some borrowers may need to provide a deposit, starting from 10 per cent of the asset value.