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Running a business comes with certain financial obligations. What you need is a partner that you can turn to in trying circumstances. Whether you plan to expand, purchase new equipment, hire more employees, or simply to improve other aspects of your company, we are here for you.

We work with over 30 lenders who offer different types of commercial finance. Just like our personal loans, we offer business loans with flexible loan structures, including secured loans and unsecured loans.


If you’re interested in getting a business loan, you can use our online calculator to find the best deal. It allows you to discover what your regular repayments will be for a loan that suits your individual circumstances.

Calculating your repayments is quick and easy, simply select the loan amount, loan term, interest per annum, repayment period (weekly or monthly) and optional balloon payment. Our calculator will instantly tell you your repayment amount. Apply for a business loan with Loans Unlimited today!



1 year7 years

5 years

4% interest P.A15% interest P.A

Interest p.a. 5.1%
Repayment period:
Balloon payment:
Balloon Percent 30%

Repayment is

$278 p/w

$24900 balloon payment


At Loans Unlimited, we enjoy taking the stress out of business banking and finance for our customers. We work hard to provide finance options for business loans that suit all businesses’ needs. Check out what some of our past customers have said below:

Stacey RobertsonStacey Robertson ★★★★★ Kyra was amazing from start to finish, she made everything easy and kept me updated. Would happily use Loans Unlimited again.Response from the ownerThank you for leaving such a kind review Stacey! We're happy that Kyra made the loan application process easy for you and kept you updated throughout! Ben AldridgeBen Aldridge ★★★★★ Loans Unlimited we’re the best. Please ask for Eva or Jack, and you will not get better serviceThanks so much LoansResponse from the ownerHi Ben! Thank you for the kind words you've left for Eva and Jack. We're glad that they exceeded your expectations. Kristi McKayKristi McKay ★★★★★ Brooke helped me so much and made the process easy to help me get a loan. She was so friendly and couldn't recommend her higherResponse from the ownerHi Kristi! Thank you for the kind words you've left for Brooke! We're so happy that she was able to ensure that the loan process was as easy as possible! nazira elidanazira elida ★★★★★ Although it took a bit of a time. Maybe because of my circumstances.. but they did well... They follow through till the end... Dave W. really helps smooth things.. will recommend them to others as me and my husband both dealt with them and it was a long but good journey..Response from the ownerThanks for the kind review Nazira! We are so glad that Dave was able to assist you in securing your loan! Kevin LauKevin Lau ★★★★★ Strong recommended Loans Unlimited especially Tow Lewis. He went beyond and above to help me get my loan approved in less than 2 days. Definitely will come back to them with my next loan.Response from the ownerThank you for the recommendation Kevin! We strive to provide the best customer service and happy that Tom was able to assist you in getting your loan approved so quickly! Bruce & Erin RobertsonBruce & Erin Robertson ★★★★★ Anna made the experience of applying for finance a lot less stressful and also helped my find a loan with a lower interest rate. Great experience and would recommend to others!Response from the ownerThank you for leaving such a kind review! We're glad that Anna was able to assist you during the loan process and provide you with a lower interest rate! We'll be sure to pass on your review to Anna. Thomas WillisThomas Willis ★★★★★ Got a loan for a car through Loans Unlimited. I was a little unsure at first, but Brooke Webster was amazing in every regard. She communicated everything quickly and clearly at all stages of the application. Secured a very good loan with a great rate in comparison to others. Customer service was excellent and would highly recommend to anyone looking for a loan!Response from the ownerHi Thomas! We really appreciate the kind words that you've left for Brooke. We're glad that she was able to put your mind at ease and kept you in the loop throughout the loan process. Ryan WiRepaRyan WiRepa ★★★★★ Very friendly and easy to deal with. Good communication made the whole process easy.Response from the ownerHi Ryan! Thank you for leaving our team a positive review! We appreciate the kind words. Esori Maya DhungyelEsori Maya Dhungyel ★★★★★ It was an incredible experience working with Loans Unlimited. I would like to extend my gratitude to Mr. Elliott. His services were just excellent. Thank you so much for helping so efficiently Elliott🙏Response from the ownerWow! Such a wonderful review for Elliott! We are stoked to hear how much he assisted you throughout the loan process and will be sure to pass your message onto Elliott! js_loader


Before you apply for commercial finance, you may want to know a few things first. Many businesses do not know if they should build their credit before they apply. 

Like any loan, lenders will look at your credit history and score. Do you pay on time? Does your business have other existing loans? Building your credit is a sure way to get great offers and rates.

When you are ready to expand, financing your business becomes crucial. Looking for the right source of funds is not always easy. It is why it pays to compare your available options before you apply for a loan.


Finding the best place to borrow money can be tricky and a bit overwhelming. That’s why we’ve got a team of experts ready to help you out. Our team of finance partners includes over 30 lenders. With Loans Unlimited, you’re spoiled for choice. We’ll not only provide you with the best finance options, we’ll stay right beside you every step of the way.


Getting your rate here will not affect your credit score


Commercial finance comes in different shapes and sizes. You have plenty of options, but you must pick the one that suits you best. When you need to upgrade your fleet, here are your top choices and how you can benefit from them:

Low Doc Finance

Low documentation finance is precisely what the name implies. Many small businesses do not have the required documents to get a loan just yet. To help you out, you can seek low doc financing, which allows you to get a loan without matching the complete requirements.

Someone else will guarantee the loan for you so that you can get approved quickly. You may be able to claim the GST, interest, and depreciation of the purchase.


This commercial finance product is essential for those who wish to hire vehicles from a lender. It is often much cheaper and useful for businesses that only require the car for a set period. 


A rental or operating lease is a comprehensive finance agreement between you and the financier. The latter remains the owner of the rental, even if you have paid your dues. Repayments you have made will typically be tax-deductible.


You may know this type of commercial finance loan as an overdraft or debt facility. Using the line of credit, your business can access a pool of funds that you can withdraw. 

Some lenders offer revolving lines of credit while others can expire after a certain period. One benefit of an overdraft account is that you only have to pay for the interest of the amount you used.


Also known as a secured loan, you can purchase a car that you will use for your business activities. For instance, you are a tradie who requires a ute to move equipment from one site to another. A chattel mortgage is one of your best options.


In its simplest form, a novated lease is an arrangement alongside a salary package. The employer will pay for the car lease and its running costs using the employee’s salary.

Why Choose Loans Unlimited For Your Perth COMMERCIAL LOAN?

We’re a business that puts our customers first, and we’re passionate about helping you find the best loan for your Perth business.

With over 25 years in the loan and finance business, we’ve got the experience and knowledge to find the best finance solutions. 

We know that not all businesses’ needs are the same. There is a huge range of loans available and it can be stressful trying to make the right choice. 

Let Loans Unlimited guide you in your finance journey. We’ll make finding the best fit for your business easy.

loans unlimited team

Fast Approvals

Need finance fast? We can approve loans in as little as 1 hour! Get your money faster with Loans Unlimited.


Choose From 30 Lenders

With a huge range of lenders to pick from, we can help you find the best finance solution for your individual needs.


Easy & Online

Get your loan sorted with minimal fuss. Apply online and our finance experts will contact you with the best low-rate options.

about loans unlimited


Loans Unlimited offers you a variety of financing options that you can use for your Perth business. We have commercial loan experts who understand your needs. Choose from a commercial loan product, and we will help you locate the best lender that meets your requirements.

The best solution for you will depend on a variety of factors. Your budget, your preferences when it comes to interest rates (fixed vs. variable), type of loan (such as secured or unsecured), and the total loan period are just some of the considerations. 

Our finance packages have great loan rates, flexible payment options, and can be settled quickly. Ask one of our experts to find out which option is best for you today.


A commercial loan or finance in Australia is any type of finance that has nothing to do with residential properties. Instead, it focuses on commercial properties, including retail and industrial establishments. It does include multi-family residential properties, such as apartment complexes.

The loan can be used for the development and construction of the commercial property or purchasing equipment and franchises. If you plan to start a business or expand on an existing one, you can turn to commercial finance.

Before we can provide you with an accurate answer to how much you are allowed to borrow, we will first ask you to fulfil specific requirements. Usually, commercial financing amounts start from $1,000. It can go up to $100,000 (or maybe even more, depending on your eligibility).

Make sure that you consider the interest rate per annum before you request for a higher amount. Don’t forget to contact us or fill out the form on this page to know how much you can afford. Alternatively, you can use our calculator to estimate the amounts.

There is a great chance that you qualify for a commercial loan from us! Our requirements are easy and convenient, even for new businesses. We have minimum gross annual turnover requirements, as well as three months of bank statements.

If you have been in your industry for at least a year, your application could be approved almost immediately. Please make sure that you have no recent or prior bankruptcy.

One of the things that we take pride in here at Loans Unlimited is that we offer very low-interest rates for commercial loans. Note, however, that your interest rate can vary from our other customers. We take into consideration different factors, including your business credit score.

Currently, the lowest rate we give to businesses and commercial establishments is 4%, and the maximum is 15%. If you would like to know your tentative interest rate, please do not hesitate to fill out the form on the website. It will not affect your credit score.

If you run a business and you are facing financial hardship at the moment, you can take out a commercial loan from Loans Unlimited. You can use the money for any business purpose until you get back on track.

Make sure, however, that you repay your loan, so you do not hurt your business credit score. The funds can be used for virtually anything relating to a commercial property or your business operations, such as purchasing stock, equipment, and marketing products. You can also use the funds for renovation, hiring new staff, or acquiring business.

We may or may not require you to provide security, depending on your business credibility and eligibility. In most cases, however, we will not take security over any of your assets, either your business or personal assets. We will only require you to give us a personal guarantee. On the other hand, some borrowers may need to provide a deposit, starting from 10 per cent of the asset value.


We’ve helped thousands of Aussies with our Perth commercial loans and we’d love to help you too. We take the time to research different lenders and the benefits they can offer. We do all the legwork to find you the best interest rate available and a loan without any hidden additional fees. 

Then, we get to know you and your business needs. This helps us find the best finance options to pay for your new business asset. Leave your contact details below and one of our friendly team members will get in touch.