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Have you been daydreaming about hitting the water with your new jet ski?

If you have found the perfect toy, or are still looking – give us a call and we’ll sort out your finance ASAP.

Don’t know how much you can afford? Try our Jet Ski Loan Calculator

jetski Loans

THRILLS Unlimited.
The Open water Is Waiting.

Wanting to ride a jetski this summer?

Jet skis, water scooters, or wave runners – they’re all amazing fun and makes us feel alive!

Financing a watercraft is not always easy. It is why Loans Unlimited has a package designed especially for those who love an adrenaline-filled ride.

In our years in the industry, we know what our customers want:

  • A stress-free application process that can be carried out even when you’re at home
  • The lowest possible rates
  • Desirable terms and repayments
  • Several choices, including secured vs unsecured, and variable vs fixed interest rates

Apply now and find out fast if you are pre-approved. You can also speak with our lending specialists, who can provide you with more information about our services and offers.

You can also set up a loan pre-approval, which will allow you to determine how much you can borrow before you proceed with the actual loan. This step is extremely helpful, especially for those who have not borrowed from us before.

You can figure out the overall cost, including the interest and repayments, before you commit to purchasing your jetski or watercraft. Looking for a boat instead? Get a boat loan here

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Why Choose Loans Unlimited for Your Jet Ski Loan?

Since our inception, we have been committed to helping Australians live Life Unlimited.

Our goal is to assist in upgrading people’s lifestyles, today!

Wait 7 years to pay it off before enjoying it, or get on the ocean today? I know where I’d rather be this weekend.

There is no shortage of water around Australia where you can get out and let the engine rip.

We have partnered with 40+ of the best lenders in Australia so that we can give you low-rate finance. That way, you can finally ride the watercraft of your dreams.

Competitive interest rates and fees

Fixed Rate

Low repayments

Flexible terms

Easy application

Fast approvals and even quicker payouts

We have a vast network of lenders, which means you can find the product you need. If you want to buy a new jet ski, we are confident that we have a suitable lender for you. The same thing applies to used and private-sale.We have specialists who will negotiate with the lenders to get the best rates and lowest repayments. We do all the running around so you can just focus on what matters to you.
How Much Will It Cost?

Jet Ski Loan Calculator

Use the calculator below to calculate a comfortable repayment amount to pay for your new jet ski! 

Work out your jetski loan repayments

Move the sliders to see an estimated repayment, then proceed to apply.

Jetski Price $18,000
$8,000$60,000
Deposit (optional) $0
$0$18,000

Total Loan Required: $18,000

Loan Term 5 years
1 yr7 yrs
Estimated Interest Rate (p.a.) 9.5%
6.1%20%

It's our team's job to find you the best possible option. We work with 30+ lenders to get you a competitive offer.

Balloon Payment (optional) $0
0%20% of loan
What is a balloon payment?

A balloon payment is a lump sum left over at the end of the loan, paid separately instead of being spread across your regular repayments. It lowers your regular repayment amount, but leaves one bigger payment due at the end, which you can pay off, refinance, or trade the jetski in against.

Repayment Frequency
Estimated Monthly Repayment
$364
Total repayable: $21,840 over 5 years

This is an estimate only and not a loan offer. Actual rates and repayments depend on lender assessment, credit history, and loan conditions.

FAQS

How Much Do Jet Skis Cost?
We typically can’t service loans under $8k. But if you find a second hand or new jetski you love then get in touch and we’ll help finance it!
A jet ski loan is quite straightforward. It works like other types of loans however it is catered specifically for Jetskis.
You pay down the principal and interest & the amount you can borrow will be subject to approval.
 
Still, you can choose the loan term so you can comfortably repay the borrowed amount. If you plan to buy a new or second-hand.
 
If you’d like to test out some scenarios, our Jetski Loan Calculator also works for jet skis. Just select ‘Jet Ski’ as your asset type!
Loans Unlimited offers financing for those who are dedicated to high-speed water sports, including jet-skiing, flyboarding, and jet ski racing. Renting is less expensive, but then it is not yours, and there is no guarantee of the vessel’s quality. If you are tired of renting a and you want your own watercraft that you can ride whenever you want, a loan is for you.
Our financing is flexible. You are allowed to use the funds you receive on a new or second-hand jet ski. It can be for personal use or business where you let renters use the jet ski. There are no restrictions when it comes to the type of jet ski you would like to purchase, including recreation, luxury, or performance.

Financing a personal watercraft is like financing a car. You will need to complete a loan application, which will allow verification of your credit, income, assets, and current financial responsibilities. These details help determine the loan you will be approved of, along with the specific watercraft you would like to purchase.

Suppose you have a good credit score with readiness to provide money down or deposit. Plus, your debt to income ratio is low. In that case, the costs will be favourable to you.

A jet ski loan can either be secured or unsecured, depending on the lender. A secured loan gives you lower interest rates and a faster approval. However, you will need to provide an asset for security. Meanwhile, an unsecured loan typically has a higher rate, although you do not have to provide any asset to get approved.

In many instances, you can use the jet ski as collateral. Remember that you need to pay on time and in full; otherwise, you risk losing the watercraft.

Aside from borrowing the needed amount without offering additional security, the interest rate is generally still affordable. Since there is no collateral involved, you do not have to worry about losing any asset in case you have trouble paying for the loan. It’s important to have a good credit history to help increase your chances of getting approved. Your credit standing significantly dictates the interest, along with your ability to pay for the loan.